Ability to set a default description template

Problem Definition

JIRA Users would like the ability to set a default value in description fields.

Suggested Solution

Provide ability to have a template to set default values for issues in the description field.

Workaround

1. Explained in this KB article: Setting a Default Value in the Description Field.
   This requires editing of server files, thus is not possible in JIRA Cloud.
2. Default Values Add-On (also not available for Cloud)